Mortgage rates hit 7.28%, the highest since November 2023. On a $400,000 Arizona loan that is $251 a month more than a year ago. See the math and five ways to lower the payment. Pillar Mortgage Group.
With rates back above 7%, a $10,000 seller funded rate buydown saves an Arizona buyer roughly $186 a month versus about $60 for a $10,000 price cut. Here is how to run the math before you write your offer. Pillar Mortgage Group.
Over 25% of Phoenix listings have cut prices in July 2026, with inventory up 15 to 20% year over year. Here's how agents and sellers should price, negotiate, and use rate buydowns to win in Arizona's buyer's market. Pillar Mortgage Group, NMLS #2700076
Selling a house in Arizona in 2026? Phoenix inventory is up 15-20% and over 25% of listings are cutting prices. Learn how to price right, use seller concessions, and win in a buyer's market with Pillar Mortgage Group in Scottsdale.
Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).